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PaydayHub-Online is a non-banking financial organization which offers private investment and short term loan facilities to paid employees of reputable companies without hidden charges or collateral to enable our customers get fast cash to meet basic and emergency needs. Our systems are efficient and technology driven helping us keep our integrity and brand promise of a 24-hour disbursement to our customers’ salary accounts.

The amount of funds eligible per applicant is a function of the monthly earnings of our applicant. PaydayHub Online is committed to securing the details of every loan received, upholding our confidentiality policy. With our years of experience in this expertise, we maintain a record of promptness and dedication to our customers’ satisfaction bypassing the cumbersome nature of all other lending systems.

Payday Hub Private Investment Program offers a range of investment pools designed to meet the needs of affluent investors. We bring investors an integrated approach to our investment process and create solutions that will help investors achieve their financial goals.

We are open to requests daily and have resource persons always online to attend to the needs of our customer.

However, you can contact us via email info@paydayhubonline.com  or call us on 08155788462/ 07087956532

MISSION STATEMENT

Our purpose is to provide exceptional, convenient and quality personalized loan services for our customers. Our priority is to provide ultimate customer satisfaction providing an unsurpassed level of financial and customer services. Our promise is to provide these services in a most friendly and professional manner with highest ethical and professional standards in our business dealings.

HOW TO APPLY

Input your monthly salary amount to get a receipt of the amount of funds that you are eligible for as calculated by the loan calculator.

Fill registration page and input all required documents which includes;

  • Means of Identification- Drivers License/National I.D card/International Passport
  • Company ID card or Employment letter
  • Three months recent bank statement of account showing previous salaries

Once your application is submitted, a message will be sent to the applicant informing status of the application. It could either be approved, request for additional information or declined. A declined application will be based on applicant not meeting the minimum requirement.

For approved applications, applicant would be redirected to the website of the payment merchant to input bank and card details for immediate disbursement of funds.

TESTIMONIALS

See what our customers are saying...

FAQs

Q. WHAT IS PAYDAY LOAN?

A. This is a short term loan unsecured loan that is repaid when the borrower receives their next salary.

Q. HOW DO I GET ELIGIBLE FOR THE LOAN FACILITY?

A. You must be a paid employee of a certified company under PaydayHub Online.

Q. CAN I APPLY IF THE NAME OF MY COMPANY IS NOT YET CERTIFIED UNDER PAYDAYHUB ONLINE.

A. Yes you can apply. Kindly select others at the drop down for companies. We would contact you with all requirements once your application is submitted. Please note that if your company is not yet certified on our platform, it would take between 24-72hours to get your first loan approval. After your first approval, we guarantee our turn-around-time to be less than 24hours for subsequent applications.

Q. HOW DO I GET DEBITED?

A.The payment merchant is responsible for the disbursement and deductions of approved loans.

Q. HOW SECURED IS MY CARD DETAILS?

A. We operate a strict security policy being handled by a certified payment party company in charge of all payment details. PaydayHub Online does not have access to your card details.

Q. HOW DO I GET NOTIFIED WHEN MY LOAN IS APPROVED?

A. Once your loan is approved, a confirmatory message would be sent to your email (provided during registration) after which you will be redirected to input your card details. Only Visa and MasterCard are acceptable

Q. HOW LONG DOES IT TAKE FOR MY PERSONAL LOAN TO BE DISBURSED AFTER APPROVAL?

A. Less than 24 hours after receipt of confirmatory email

Q. WHAT TYPE OF ACCOUNT IS REQUIRED FOR A SUCCESSFUL APPLICATION?

A. Only Salary account.

Q. WHAT ADVANTAGE DOES PAYDAYHUB ONLINE HAVE OVER OTHER LENDERS?

A. Our online platform gives customers the opportunity to by-pass the cumbersome process which other lenders are known for and we do not require a collateral. We are technology-driven which enhances our speed, flexibility, promptness and commitment to customer satisfaction.

Q. WHAT IS THE PAYBACK TECHNIQUE?

A . All loans are payable on the salary day of the month however loans taken from the 15th will be payable at the end of the following month

Q. DO I HAVE TO PAY AN APPLICATION FEE?

A. No. However, the application process includes a non-refundable N100 deduction on the first application to verify authenticity of the card and account details

Q. WHAT IS THE MINIMUM AND MAXIMUM AMOUNT I CAN APPLY FOR?

A. This will be a function of how much you earn. The efficient Payday Loan calculator provides you with the maximum amount you are eligible for.

Q. CAN I EXTEND MY LOAN?

A. No. All funds are due to be paid back on the stipulated salary day.

Q. CAN I HAVE MULTIPLE LOANS PER MONTH?

A. Yes, after liquidating an existing loan

Q. HOW LONG DO I HAVE TO WAIT AFTER REPAYING THE INITIAL LOAN BEFORE RE-APPLYING FOR ANOTHER ONE?

A. Immediately, after liquidating an existing loan

Q. WILL THE DETAILS OF MY LOAN BE DISCUSSED WITH A THIRD PARTY?

A. No, we treat our transactions with utmost confidentiality and do not discuss such with any third party which also includes the employer.

Q. DO I NEED TO COME TO THE OFFICE TO APPLY FOR A LOAN?

A. No, you don’t need to come to our office. Paydayhub Online is taking advantage of modern day technology to satisfy our customers so you can apply via our website www.paydayhubonline.com/applynow or call us on 08155788462,07087956532 to speak to any of our representatives on how to apply

Q. CAN I MAKE PART PAYMENT BEFORE MY LOAN REPAYMENT DAY?

A. No, you can only liquidate the full amount. However, a customer can make full payment before the due repayment date. Account should be funded for the repayment amount and the request should be sent either online through www.paydayhubonline.com/repayment or call 08155788462, 07087956532 to speak to our representatives

Q. IF I WANT TO CHANGE THE AMOUNT I APPLIED FOR, CAN I DO THIS?

A.No. This cannot be done after funds have been disbursed.

Q.  IS YOUR INTEREST A FLAT RATE?

A. Kindly use our Payday loan calculator for estimated interest rate

Q. I DON’T UNDERSTAND THE CHARGES, WHO CAN I TALK TO?

A. Kindly chat with any of our resource persons on the website or send an email to info@paydayhubonline.com, or call us on 08155788462/07087956532.

Q. CAN I PAY CASH TO A PAYDAYHUB ONLINE REPRESENTATIVE?

A. We operate on a high technology level to enhance speed so all operations are done online therefore the need to pay cash to any resource person doesn’t arise. For enquiries you can email us at info@paydayhubonline.com, or call us on 08155788462/07087956532